How people pay online
- Digital wallets held 38% of e-commerce payments in 2025, bank transfers 28%, cash on delivery 16% and credit cards 12%. 1
- QR payments grew 62% in volume and 151% in value in 2025, according to the State Bank of Vietnam, and VietQR lets one code take payment from many wallets and banks. 2
- MoMo has about 31 million users and holds over 70% of the e-wallet market, according to the State Bank of Vietnam. 3
Taking payments from abroad
Import tax and duty on parcels
- Since 18 February 2025, Decision 01/2025/QD-TTg has removed the import VAT exemption for express goods worth up to VND 1,000,000, so all express imports now pay import VAT. 5
- The VND 1,000,000 import duty threshold for express goods stays in force under Decree 134/2016/ND-CP as amended by Decree 18/2021/ND-CP. 5
Where to reach buyers
Marketplaces
Common questions
How do people in Vietnam pay online?
Digital wallets held 38% of e-commerce payments in 2025, bank transfers 28%, cash on delivery 16% and credit cards 12%. More on payments
Can a business outside Vietnam accept the payment methods people there use?
Antom lists MoMo for Vietnamese buyers in VND with merchant entities in Singapore, Hong Kong, the EU, the US or the UK. More on taking payments
Do customers in Vietnam pay import tax or duty on goods bought from abroad?
Since 18 February 2025, Decision 01/2025/QD-TTg has removed the import VAT exemption for express goods worth up to VND 1,000,000, so all express imports now pay import VAT. More on import tax
Where should a business advertise to reach buyers in Vietnam?
Zalo has 78.3 million monthly active users, according to its parent company VNG. More on ads
Which online marketplaces are biggest in Vietnam?
Online sales on Shopee, TikTok Shop, Lazada and Tiki reached VND 429.7 trillion (US$16 billion) in 2025, according to Metric. More on marketplaces
Sources
- Antom, Vietnam market guide (citing Worldpay), 2026 antom.com
- Fintech News Singapore, Southeast Asia Payment Methods in 2026 (citing Worldpay Global Payments Report 2026), 2026 fintechnews.sg
- Antom Knowledge, MoMo, 2026 knowledge.antom.com
- Adyen Docs, MoMo, 2026 docs.adyen.com
- EY Vietnam, Customs and Global Trade Alert, March 2025 ey.com
- DataReportal, Digital 2026: Vietnam, 2026 datareportal.com
- Hanoi Times, Online retail sales in Vietnam top US$16 billion (citing Metric), 2026 hanoitimes.vn
- KrASIA, TikTok Shop narrows the gap with Shopee (citing Metric), 3 March 2026 kr-asia.com
Rules and fees change. Check the source before you rely on a figure, and see a tax adviser for your own case. Spotted a mistake? Tell us.